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When I first began my career as a credit union marketer, I told myself I would be there five years tops before moving onto bigger and better things. Having never been exposed to the credit union industry prior to that time, I thought it was just a “bank job” where I would be responsible…

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Life has many prosperous seasons. And there are down seasons – no harvest – as my buddy, Scott Sprunger might say. In such times, people might cling to a desperate hope and remembrances of those more abundant times. They might be marked with regret as they spy upon the very top of a tree…